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Frequently Asked Questions
- If a depositor has more than $125,000 (the current insured limit) in a failed institution and is paid $125,000 by the DIC, what happens to the amount in excess of $125,000?
- Will shareholders of an institution receive any part of their investment before depositors’ claims are satisfied?
- If a person has an interest in more than one joint account, what is the extent of his or her insurance coverage?
- Are any other cash liabilities of financial institutions covered?
Did You Know?
- Misconception: Mutual Funds are covered by Deposit Insurance. - Fact: Mutual funds, be they general or issued as a member’s proprietary funds, are NOT covered by deposit insurance.